COMMUNITY

Is Long-Term Disability Insurance Worth It? Read Full Guide

Long-term disability insurance is a financial product designed to protect your income when a disability or medical condition prevents you from working for an extended period. It’s an insurance type that often raises the question: Is long-term disability insurance worth it? In this comprehensive evaluation, we will explore the pros and cons of long-term disability insurance to help you decide whether it is a...

Councils handed wider powers to license landlords   – Mortgage Strategy

Councils will be given wider discretion to issue licenses to landlords in areas of housing concern from next week. The housing department will grant local authorities the ability to issue selective licenses to privately rented homes in spots plagued by “low housing demand, significant anti-social behaviour, poor housing conditions, high levels of migration, high levels of deprivation and/or high levels of crime”. Previously councils had...

Opt-Out Before You Begin Mortgage Shopping

Often times when you apply for a mortgage, you’ll be bombarded by offers from competing banks and lenders.The reason this happens is because the...

Are We Still in a Falling Mortgage Rate Environment?

It’s been a wild ride for mortgage rates this year. The 30-year fixed began 2024 at around 6.625% and is currently not far from...

Homeowners Who Refinanced Recently Saw the Biggest Mortgage Rate Improvement in Decades

When mortgage rates fell to around 6% in August, homeowners jumped at the opportunity to refinance.In the months of September and October, more than...

If You’re Serious About Selling Your Home, List Below the Zestimate

Recently, I’ve encountered two very different types of for-sale listings in the market.There are the properties that go pending in about a week, essentially...

Larger Loan Amounts Require Smaller Mortgage Rate Decreases for a Refinance to Pencil

While 2025 offers some hope mortgage rates will move lower, that’s still very much up in the air.There are renewed worries that inflation could...